Financing

Financing

We are longing to assuage your financial deprivation through by loan schemes, Resolving business difficulties, Activating credit lines, providing and monitoring financial instruments.

Our approach elucidate that financing consists loans, borrowing, qualification, interest rate, option, collateral, mortgage, equity, and bank. Our company is well competent to purvey the most competitive terms in proffering assistants to receive financing to succeed commercial transactions and organizational projects.

As a source of finance, companies can now opt to request loans from us, with 2% to 7.5% per annum, which would be extended for a decade without any “libor” restrictions. Business organisations can now taste the sweetness of Bank instrument’s perquisites.

We have merged ourselves with intellectual financial partners who are willing to allot active credit lines to provide you to get a flexible debt financing, to suit every business situation. Businesses can now acquire large volumes of financing powers through precise Banking instruments as below

Such banking instruments has an magical power to pinch clients to grasp the given opportunities and ideas to acquire debt finance for business projects and commercial transactions. Which in turn enables customers to implement traditional quality financing to flourish business project with low level of curtailment.

Loans with Bank Instruments as colateral LTV: 

  • 5 to 500M – 45% Non Rated Bank or 65% Rated Bank – Non Recourse Loan
  • 5 to 500M Bank Guarantee (BG) – 65% Recourse Loan with a Non Rated Bank instrument or 80% Recourse Loan with a Rated Bank instrument – This loan has an interest of 2%  per annum and can extend for up to ten years in length.

Estimated Completion Time:

  • 7 to 14 Days after all documents are signed and verified or 5 to 7 Days After Instrument Delivery on the SWIFT, Euroclear or DTCC Networks.

Loan Disbursement:

  1. 21 days after confirmation and authentication of the MT-760, we release first disbursement (20% of the loan).
  2. 30 days after the first disbursement we release the second disbursement (20% of the loan).
  3. The remaining 60% of the loan will be divided in ten (10) month and will be disbursed every 30 days after the second  disbursement.

Notes:

  • Full loan disbursement in 12 month.
  • In case client do not have a bank instrument to place as collateral for the project, bankinstruments.com can offer to lease the bank instrument to the client and at the same time offers the monetization.
  • Bankinstruments.com can only monetized their own bank instrument for up to 500M maximum per tranche.
  • If client is leasing the bank instrument from bankinstruments.com, the client only have to pay for the initial deposit fees and the foundation will pay the lease instrument cost.

Recourse Loan Disbursements Example with your own bank Instrument  (100 Million Euros):

Bank instrument face value: $100,000,000.00
Recourse Loan disbursement (80%): $80,000,000.00
Loan commission fees (5%): $4,000,000.00

Total Loan Disbursement: $76,000,000.00

Example of Recourse Loan Disbursement Schedule:

Recourse Loan Disbursements Amount in Euros Date of Disbursements
Loan 1st Disbursement: €15,200,000.00 20% of the loan in 21 days after received and authentication of the MT760.
Loan 2nd Disbursement: €15,200,000.00 20% of the loan 30 days after the 1st disbursement.
Loan 3rd Disbursement: €4,560,000.00 30 days after the 2nd disbursement.
Loan 4th Disbursement: €4,560,000.00 30 days after the 3rd disbursement.
Loan 5th Disbursement: €4,560,000.00 30 days after the 4th disbursement.
Loan 6th Disbursement: €4,560,000.00 30 days after the 5th disbursement.
Loan 7th Disbursement: €4,560,000.00 30 days after the 6th disbursement.
Loan 8th Disbursement: €4,560,000.00 30 days after the 7th disbursement.
Loan 9th Disbursement: €4,560,000.00 30 days after the 8th disbursement.
Loan 10th Disbursement: €4,560,000.00 30 days after the 9th disbursement.
Loan 11th Disbursement: €4,560,000.00 30 days after the 10th disbursement.
Loan 12th Disbursement: €4,560,000.00 30 days after the 11th disbursement.

Non-Recourse Loan Disbursements Example with your own bank Instrument  (100 Million Euros):

Lease Bank instrument face value: €100,000,000.00
Non-Recourse Loan disbursement LTV (65%): €65,000,000.00
Loan commission fees (5%): €3,250,000.00

Total Loan Disbursement: €61,750,000.00

Example of Non-Recourse Loan Disbursement Schedule:

Non-Recourse Loan Disbursements Amount in Euros Date of Disbursements
Loan 1st Disbursement: €12,350,000.00 20% of the loan in 21 days after received and authentication of the MT760.
Loan 2nd Disbursement: €12,350,000.00 20% of the loan 30 days after the 1st disbursement.
Loan 3rd Disbursement: €3,705,000.00 30 days after the 2nd disbursement.
Loan 4th Disbursement: €3,705,000.00 30 days after the 3rd disbursement.
Loan 5th Disbursement: €3,705,000.00 30 days after the 4th disbursement.
Loan 6th Disbursement: €3,705,000.00 30 days after the 5th disbursement.
Loan 7th Disbursement: €3,705,000.00 30 days after the 6th disbursement.
Loan 8th Disbursement: €3,705,000.00 30 days after the 7th disbursement.
Loan 9th Disbursement: €3,705,000.00 30 days after the 8th disbursement.
Loan 10th Disbursement: €3,705,000.00 30 days after the 9th disbursement.
Loan 11th Disbursement: €3,705,000.00 30 days after the 10th disbursement.
Loan 12th Disbursement: €3,705,000.00 30 days after the 11th disbursement.

Recourse Loan Disbursements Example by leasing a bank Instrument from us (100 Million Euros):

Lease Bank instrument face value: €100,000,000.00
Recourse Loan disbursement LTV (80%): €80,000,000.00
Loan commission fees (5%): €4,000,000.00
Lease instrument cost (16+2): €18,000,000.00

Total Loan Disbursement: €58,000,000.00

Example of Recourse Loan Disbursement Schedule:

Recourse Loan Disbursements Amount in Euros Date of Disbursements
Loan 1st Disbursement: €11,600,000.00 20% of the loan in 21 days after received and authentication of the MT760.
Loan 2nd Disbursement: €11,600,000.00 20% of the loan 30 days after the 1st disbursement.
Loan 3rd Disbursement: €3,560,000.00 30 days after the 2nd disbursement.
Loan 4th Disbursement: €3,560,000.00 30 days after the 3rd disbursement.
Loan 5th Disbursement: €3,560,000.00 30 days after the 4th disbursement.
Loan 6th Disbursement: €3,560,000.00 30 days after the 5th disbursement.
Loan 7th Disbursement: €3,560,000.00 30 days after the 6th disbursement.
Loan 8th Disbursement: €3,560,000.00 30 days after the 7th disbursement.
Loan 9th Disbursement: €3,560,000.00 30 days after the 8th disbursement.
Loan 10th Disbursement: €3,560,000.00 30 days after the 9th disbursement.
Loan 11th Disbursement: €3,560,000.00 30 days after the 10th disbursement.
Loan 12th Disbursement: €3,560,000.00 30 days after the 11th disbursement.

Non-Recourse Loan Disbursements Example by leasing a bank Instrument from us (100 Million Euros):

Lease Bank instrument face value: €100,000,000.00
Loan disbursement non-recourse (65%): €65,000,000.00
Loan commission fees (5%): €3,250,000.00
Lease instrument cost (16+2): €18,000,000.00

Total Loan Disbursement: €43,750,000.00

Example of Non-Recourse Loan Disbursement Schedule:

Loan Disbursements Amount in Euros Date of Disbursements
Loan 1st Disbursement: €8,750,000.00 20% of the loan in 21 days after received and authentication of the MT760.
Loan 2nd Disbursement: €8,750,000.00 20% of the loan 30 days after the 1st disbursement.
Loan 3rd Disbursement: €2,625,000.00 30 days after the 2nd disbursement.
Loan 4th Disbursement: €2,625,000.00 30 days after the 3rd disbursement.
Loan 5th Disbursement: €2,625,000.00 30 days after the 4th disbursement.
Loan 6th Disbursement: €2,625,000.00 30 days after the 5th disbursement.
Loan 7th Disbursement: €2,625,000.00 30 days after the 6th disbursement.
Loan 8th Disbursement: €2,625,000.00 30 days after the 7th disbursement.
Loan 9th Disbursement: €2,625,000.00 30 days after the 8th disbursement.
Loan 10th Disbursement: €2,625,000.00 30 days after the 9th disbursement.
Loan 11th Disbursement: €2,625,000.00 30 days after the 10th disbursement.
Loan 12th Disbursement: €2,625,000.00 30 days after the 11th disbursement.

 

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